A partner that's sure to be by your side
Varma provides pension insurance for Finnish work and is a pioneer in work ability management. We are also a responsible and solvent investor. At different stages of self-employment, you need a partner that has your back. As your earnings-related pension insurer, we're sure to be by your side.
Information on the 2024 YEL reviews
This year, Varma will review the YEL incomes confirmed for insurance policies that began before 1 January 2023 and where the income is under EUR 25,000 and at least three years have elapsed since it was last confirmed or substantially changed. The reviews are scheduled for 2024 between June and October. Something you can do beforehand is to ensure that your company’s main business sector in the Trade Register is correct.
More information for the self-employed
YEL insurance
Newly self-employed
Light entrepreneur
Take out YEL insurance
Help with using our services
Take care of your YEL matters online
In our online service, you can, for instance
- apply for a change in your YEL income
- view your past and future YEL contribution
- request an extended term of payment for an invoice
Sign in to the service using your personal banking codes.