It may be time to apply for a disability pension if
- your sick leave has continued for a long time, and it is unlikely that your capacity to work will be restored during your right to a sickness allowance
- you cannot find work suitable for your capacity to work
- your state of health makes working full-time difficult, but you could still work part-time
When you have received a daily sickness allowance for 150 days, Kela will inform you of when your right to the daily allowance ends. You will also receive information about rehabilitation possibilities and applying for a disability pension.
Permanent disability pension or the fixed-term rehabilitation benefit
You are entitled to a disability pension or cash rehabilitation benefit, if you
- are under 63 years of age and you work capacity has reduced considerably due to an illness for a minimum of one year or
- have turned 60 and your reduced capacity to work makes it difficult for you to work in your occupation.
The right to a disability pension is determined according to the Employees Pensions Act (TyEL) or Self-Employed Persons Pensions Act (YEL).
If it is estimated that your capacity to work could be restored, you can receive a fixed-term rehabilitation benefit or partial cash rehabilitation benefit. We can support your return to work by means of vocational rehabilitation
Partial disability pension
It is also possible to receive a partial disability pension. Partial disability pension is half of the full pension. You can apply for a partial disability pension if you can work part-time regardless of your illness.
How to apply for disability pension