The largest client bonuses = the lowest-priced TyEL insurance
Client bonuses are affected by the earnings-related pension company’s solvency and operational efficiency.
- One percent of the solvency capital is distributed as part of the client bonuses. Successful investment operations increase the solvency of pension insurance companies.
- Pension insurance companies’ operating expenses are covered with the administrative cost component of TyEL insurance contributions. The money saved thanks to efficient operations is returned in full to clients in the form of client bonuses.