As a general rule, work performed in Finland is insured in Finland. For all employees, the employer has to arrange earnings-related pension insurance (TyEL), accident at work insurance and unemployment insurance. Varma Mutual Pension Insurance Company only handles TyEL insurance policies.
Situations, where a foreign employee not insured in Finland, are
- An employee posted to Finland has a valid certificate of posting from a social security agreement country
- S/he is working simultaneously in two or more EU-/EEA-countries and/or Switzerland and has a valid certificate A1 (former E101) from one of these countries
- An employee posted to Finland from a non-agreement country if the assignment in Finland lasts not longer than 2 years.
Insuring temporary agency workers
A foreign temporary work agency needs to insure their employees In Finland in situations other than those mentioned above.
Read more Information for foreign employers (pdf)
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