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Foreign employer

As a general rule, work performed in Finland is insured in Finland. For all employees, the employer has to arrange earnings-related pension insurance (TyEL), accident at work insurance and unemployment insurance. Varma Mutual Pension Insurance Company only handles TyEL insurance policies.

Situations, where a foreign employee not insured in Finland, are

  • An employee posted to Finland has a valid certificate of posting from a social security agreement country
  • S/he is working simultaneously in two or more EU-/EEA-countries and/or Switzerland and has a valid certificate A1 (former E101) from one of these countries
  • An employee posted to Finland from a non-agreement country if the assignment in Finland lasts not longer than 2 years.

Insuring temporary agency workers
A foreign temporary work agency needs to insure their employees In Finland in situations other than those mentioned above.

Read more Information for foreign employers (pdf)

Ask for more information from our international services experts by phoning +358 10 192 091 or contact us at international@varma.fi