Financial statements and interim reports
Varma’s Financial Statement 2023
Financial Statements presentation (pdf)
Report of the Board of Directors and Financial Statements 2023 (pdf)
Interim Report 1 January–30 September 2023
Interim Report 1 January–30 September 2023
Half-year Report 1 January–30 June 2023
Half-year Report 1 January–30 June 2023
Interim Report 1 January–31 March 2023
Interim Report 1 January–31 March 2023
Varma’s Financial Statement 2022
Financial Statement presentation
Varma’s Report of the Board of Directors and Financial Statements 2022
Interim Report 1 January–30 September 2022
Interim Report 1 January–30 September 2022
Half-year Report 1 January–30 June 2022
Half-year Report 1 January–30 June 2022
Interim Report 1 January–31 March 2022
Interim Report 1 January–31 March 2022
Varma’s Financial Statement 2021
Press release 18 February 2022: Varma’s 2021 result: best return on investments in history, at 18.5 per cent
Financial Statement presentation
Varma’s Report of the Board of Directors 2021
Interim Report 1 January–30 September 2021
Press release 29 October 2021: January–September 2021 interim result: Varma’s investments returned 13.5 per cent
Interim Report presentation
Interim Report 1 January–30 September 2021
Half-year Report 1 January–30 June 2021
Press release 20 August 2021: Varma’s 2021 half-year result: The return on investments was 10.4 per cent, i.e. EUR 5.2 billion
Half-year report presentation
Half-Year Report 1 January–30 June 2021
Interim Report 1 January–31 March 2021
Press release 29 April 2021: January–March 2021 result: Varma’s investments returned 6.0 percent, i.e. EUR 3.0 billion, in the first quarter of 2021
Interim report presentation
Interim report 1 January– 31 March 2021
Varma’s Financial Statement 2020
Press release 19 February 2021: Financial Statement 2020: Value of Varma’s investments exceeded EUR 50 billion; return on investments 2.8 percent
Financial Statement presentation
Varma’s Report of the Board of Directors and Financial Statements 2020
Interim Report 1 January-30 September 2020
Press release 30 October 2020: Varma’s investment returns continued to recover – the development of employment in Finland is even more critical to the pension system than realised returns
Interim Report presentation
Interim Report 1 January-30 September 2020
Half-year Report 1 January–30 June 2020
Press release 21 August 2020: Varma’s result in the first half of 2020: Varma’s investment returns picked up after the major downturn early in the year
Half-year Report presentation
Half-year Report 1 January–30 June 2020
Interim Report 1 January-31 March 2020
Press release 29 April 2020: Solvency secured Varma’s pension assets in sudden economic stop
Interim Report presentation
Interim Report 1 January-31 March 2020
Varma’s Financial Statement 2019
Press release 14 February 2020: Successful investment year for Varma: 12% return on investments, and customer acquisition at record-high level
Report of the Board of Directors
Financial Statement presentation
Varma’s Report of the Board of Directors and Financial Statements 2019
Interim Report 1 January-30 September 2019
Press release 1 November 2019: The return on Varma’s investments was 8.8%, i.e. EUR 3.9 billion
Interim Report presentation
Interim Report 1 January–30 September 2019
Half-year report 1 January–30 June 2019
Press release 16 August 2019: Profitable first half year for Varma, return on investments was 6.9%, i.e. EUR 3.0 billion
Half-year report presentation
Half-year report 1 January–30 June 2019
Interim Report 1 January-31 March 2019
Press release 30 April 2019: Strong early year for Varma – return on investments 5.1%
Interim Report presentation
Interim Report 1 January-31 March 2019
Varma’s Financial Statement 2018
Press release 15 February 2019: Efficiency at record level, the last quarter pushed investment return into the negative
Report of the Board of Directors
Financial Statement presentation
Varma’s Report of the Board of Directors and Financial Statements 2018
Varma’s Financial Statement 2017
Press release 16 February 2018: Very strong year for Varma: Investments yielded 7.8% or EUR 3.3 billion
Report of the Board of Directors
Financial Statement transparencies
Varma’s Report of the Board of Directors and Financial Statements 2017
Varma’s Financial Statement 2016
Press release 15 February 2017: Return on investments 4.7% or EUR 2.0 billion
Report of the Board of Directors
Financial Statement transparencies
Varma’s Report of the Board of Directors and Financial Statements 2016