What does your pension consist of?
Your earnings-related pension is affected by
- annual earned income or, if your are self-employed, your YEL income
- certain unpaid periods and
- the life expectancy coefficient
If your earnings are at least €59.36/month in 2019 (€58.27/month in 2018), your employer has to insure you. Self-employed activities need to be insured if they continue for at least 4 months and the earned income is at least EUR 7,799.37/year in 2019.
On our eServices, you can check your information when it suits you. It´s a good time to check the pensionrecord in April when you receive your pre-completed tax return. Check your pension record.
To estimate your future pension and age of retirement use our pension calculator.