Amount of pension

Earnings-related pension accrues on work and salary

What does your pension consist of?

Your pension is affected by

  • annual earned income or, if your are self-employed, your YEL income 
  • certain unpaid periods and
  • the life expectancy coefficient

If your earnings are at least €58.19/month in 2017 (€57.51/month in 2016), your employer has to insure you. Self-employed activities need to be insured if they continue for at least 4 months and the earned income is at least EUR 7,645.25/year in 2017. Check your earnings-related pension record annually to make sure your earnings information is up to date.  

On our eServices, you can check your information when it suits you. In summer of 2017 we will mail the pension record to those born in 1958 or before. Younger persons who were born in the months of May–August will receive the pension record.  Mailing schedule

Check your pension record annually

Information from the previous year may be added until 31 Mar, so it's a good idea to check the record in April.

Electronic record

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Widow(er)'s pension may decrease survivors' pension

Note! When calculating spouse's pension use only amounts of employment pensions. National pension is not included.
If the spouses are not yet pensioners, the disability pension’s amount is used to calculate the survivor’s pension. 

The spouse’s pension may be decreased, if

  • there are no under-aged children
  • spouse’s pension has been granted based on a death that has occurred on 1 July 1990 or later. 

When is spouse’s pension decreased?

  • The widow(er is over the age of 65 or retired > The decrease is made as soon as the survivors' pension begins
  • The widow(er) is under 65 and has not retired > First, half of the pension of the deceased, then deduction after 6 months 
  • The youngest child turns 18 > The decrease is made from the beginning of the month that follows the child’s birthday
  • The widow(er) is granted employment pension > The decrease is made again based on the widow(er)’s actual employment pension

Calculate