How to check your pension record

On our eServices, you can check your earnings information and unpaid periods when it suits you. Data that is older than six years can be viewed in your pdf pension estimate online.

Check your earnings data

As of 2005, pension accrues on work carried out from the age of 18. As of 2017, pension begins accruing on the wages of employees as young as 17. The lower age limit for an entrepreneur is 18 years. If you receive partial old-age pension, our online service only shows you your earnings data beginning from the year when your pension began.

2018 and older earnings

Earnings information for 2018 will be updated in the pension record by 31 March 2019. If there is an error in your earnings preceding 2019, please inform us by submitting a request for clarification. If the error relates to public-sector earnings information, please notify Keva.

A change in your employer’s name has no effect on your pension amount, and you do not need to inform us about it.

2019 earnings

The employer submits the 2019 earnings information to the Incomes Register and you can view your latest earnings information at the address incomesregister.fi. Your payroll information from the previous month that affects your pension will show in Varma’s pension record as of the 8th day of each month.

If there is an error in your 2019 earnings, contact your employer, who will then correct the information in the Incomes Register.

Entrepreneurial activity

If you are an entrepreneur your pension accrues on the basis of the YEL confirmed income set by yourself. If you have not raised the income, your initial income has been adjusted annually by the wage coefficient, so your pension accrued for a year’s work will remain unchanged.

Check your unpaid periods

Pension accrues on unpaid periods for which a benefit based on earnings is paid, as well as for the homecare of children under the age of three and for training leading to a vocational qualification. Take a closer look at the pension coverage during unsalaried periods.

Estimate of the accrual of your old-age pension

You can view your accrued pension and an estimate of your old-age pension on our eServices. The estimates include the impact of the life expectancy coefficient.

Further information about public-sector employment is available at Keva.

If you have not yet applied for pension, you can calculate or order an estimate of your pension on our eServices: Pension record and estimate

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