Plan out your partial old-age pension

Although the official name of the pension is partial early old-age pension, it can also be received upon reaching the lower age limit for old-age pension or thereafter. For partial old-age pension:

  • the lower age limit is 61
  • the amount is 25 or 50% of the accrued pension

If you begin drawing partial old-age pension before you reach your lowest retirement age, your pension will be reduced by 0.4% for each month of your early retirement. If, however, you retire on partial old-age pension after reaching your lower age limit for old-age pension, we will raise your pension by 0.4% for every month of deferred retirement. You can work freely while at the same time drawing partial old-age pension. Also note that if you opt for partial old-age pension, even if the amount you work and your employment earnings remain the same, your gross earnings and tax percentage will rise. You can estimate the amount of your withholding tax using the tax percentage calculator on the website vero.fi.

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