Working during retirement

Working while on a pension

You may work while collecting pension without any impact on your pension paid by Varma. Part-time and disability pensions are subject to earnings limits, however. Work carried out alongside a pension accrues new pension.

Earnings subject to withholding tax, including holiday bonuses and fringe benefits, are considered income that accrue pension. Capital gains, such as rent and dividend income, do not impact the payment of earnings-related pension.

  • There is no income limit while retired on an old-age pension.
  • The part-time pension has a personal income limit, which has been agreed on at the start of the pension.
  • The disability pension has an earnings limit which is a percentage of your income level before your pension began or at least 743.83 euros/month.

Take a closer look at earnings limits

When can you apply again