Accounting firm

Varma also offers its services to accounting firms. When you do business with us, you always get the help you need easily and quickly, thus freeing up your time to take care of other matters. We offer you, for instance, tools and calculators related to TyEL and YEL insurance, training and webinars, instructions for managing pension insurance matters with your customer, as well as your own service line in our phone service.

Varma at your service

We are here to help you by phone at tel. 010 192 100 and in our chat service from Monday to Friday, 8:00–16:00.

Take care of matters online

Many insurance matters can be handled quickly and conveniently through Varma Online Service:

  • You can see the payment status of the insurance and download TyEL insurance invoices in PDF format
  • You can estimate the amount of TyEL contributions for this and next year
  • You can check the earnings information that has been reported to the Incomes Register
  • You can send us messages and documents via a secure connection
  • You can change the invoicing method
  • You can order a payment certificate to your email or download it in PDF format
  • If you are a main user, you can add or change user rights.

Log in to Varma Online Service

User authorisation for Varma Online Service

As the accounting firm’s representative, you can manage TyEL and YEL insurance matters on behalf of your customer with authorisation to use Varma Online Service.

How to start using Varma Online Service:

  1. Fill in the accounting firm agreement and indicate in the form the names of the accounting firm’s representatives who are to be granted user rights. You only need to conclude the agreement once.
    Accounting firm agreement
  2. Ask your customer to fill in the letter of consent, by which the customer authorises you to manage their pension insurance matters in Varma Online Service.
    TyEL customer’s letter of consent
    YEL customer’s letter of consent
  3. Send the accounting firm agreement and the customer’s letter of consent to us in a secure email. We will send you an email to let you know when you can begin using Varma Online Service.

Tools for the accounting firm

We have compiled the most important tools to help you manage your customers’ TyEL and YEL insurance matters.

Insurance contribution percentages and limits in 2023

You will find all of the most important social insurance contributions and limits in 2023 that you need for your work compiled in a single table.

Social security contributions and limits

YEL calculator

With the YEL calculator you can help your customers estimate the impact of YEL confirmed income on their social security and insurance contributions.

Go to the YEL insurance calculator

Does your customer need YEL or TyEL insurance?

The form of company and the person’s position in the company dictate whether a self-employed person and their family members should be insured under YEL or TyEL insurance. Check our website to see which type of insurance is needed!

Read more about the obligation to insure in different forms of companies

Insurance for work abroad

Is your customer posting an employee abroad or planning to employ a foreign worker? Do you need more information about a specific country’s social security? You can find information about the most common situations on our website. If you need more information about insurance for work abroad, we are happy to help at the number 010 192 091.

Read more about insurance for work abroad

Read more about YEL insurance for work abroad

Help with using our services

Take care of your client's matters online

In our online service, you can, for instance

  • view your TyEL insurance invoices and invoice specifications
  • view earnings by employee
  • send us messages and attachments through a secure connection
  • calculate estimates of TyEL contributions
Log in to Varma Online Service