TyEL insurance

TyEL insurance provides pension cover for your employees

See what pension insurance you need

Based on the information you have provided you can take out pension insurance for your employees in the Pesti service. It is designed for employers who hire employees incidentally and whose total payroll for a consecutive six-month period is less than EUR 8,502. Based on the information you have provided you do not seem to require statutory pension insurance. Contact us to make sure. Telephone: +358 010 192 102 Based on the information you have provided you require TyEL insurance for your employees. Based on the information you have provided you require TyEL insurance for yourself and your employees. One TYEL application is enough. Based on the information you have provided you require YEL insurance as an entrepreneur and TyEL insurance for your employees. Based on the information you have provided you require TyEL insurance as an entrepreneur. Based on the information you have provided you require YEL insurance as an entrepreneur.

Do you need information about insurance for owners and family members?

Call us 010 192 102

Hiring the first employee

Hiring the first employee

The pension cover of your employee is in your hands. Take out TyEL insurance for him/her with us if

  • the work is performed under an employment contract
  • the employee is between 17 and 67 years of age
  • the pay for the work equals EUR 59.36/month or more

As of 1 January 2019 you will be report the payroll information to the Incomes Register. To make it easier to make notifications, you can use the free-of-charge Palkka.fi service (in Finnish and Swedish) or a commercial payroll service such as Palkkaus.fi (in Finnish).

  • If you use the Palkka.fi service, choose "Varma" as insurance company on the dropdown-list on the online form. The system will generate Varma's company ID and pension insurance number.
  • If you use the technical interface or the upload service of the Incomes Register, remember to provide Varma's company ID "55" and as pension insurance number "55-3999990D".

Accident insurance

You may also need to take out accident insurance for your employees, ask If for an offer +358 (0) 10 19 15 00.

Insure your employees

Take out insurance

or call us at +358 10 192 102

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