What to do when I want to start using Varma Online Service?

You can conveniently take care of many matters related to insurance, rehabilitation and pensions yourself in Varma Online Service. Start using our user-friendly online service today and take care of your matters when it suits you.

Here's how you can start using Varma Online Service

Read about how you can start using Varma Online Service here, whether you are self-employed, a private customer, an employer, or an accounting firm taking care of your client’s insurance matters.

Private customer

As a private customer you can sign in to Varma Online Service using your personal online banking codes.

Employer

Get a user ID for the online service from us.

  1. Fill out the web service agreement. In order to conclude a web service agreement, you must be authorised in your company to make commitments. The link will first redirect you to Suomi.fi e-identification and then to the agreement.
  2. We will inform you about the opening of the service by email.
  3. You can access the service using the user ID you received or your personal banking codes.

Self-employed

As a self-employed customer you can immediately sign in to Varma Online Service using your personal online banking codes.

If you wish to take care of your employees’ TyEL matters and your own YEL matters with one sign-in, you can get a user name and password by taking the following steps:

  1. Fill out the web service agreement. The link will first redirect you to Suomi.fi e-identification and then to the agreement.
  2. We will inform you about the opening of the service by email.
  3. You can access the service using the user ID you received or your personal banking codes.

Accounting firm

You can manage pension matters on behalf of your client with authorisation to use Varma Online Service.

Sign an accounting firm agreement with Varma. This way you can use the same user ID to take care of insurance matters for all your clients insured with Varma.

See more detailed instructions on how you can start using Varma Online Service