Our customer service is very busy at the moment. We apologise for any inconvenience this may cause. We answer messages and calls in their order of arrival. Read more about the service hours and service channels. We have also compiled answers to frequently asked questions.

The fastest way to take care of your insurance matters is through the Varma Online Service. In the service you can, for example, apply for a change to your YEL income, view your invoices, apply for an extended term of payment and request a payment certificate.

What to do when I am terminating my business?

Terminate your YEL insurance when you stop working

If you have completely stopped working as self-employed, you can apply for the termination of your YEL insurance. The insurance end date will be your last actual working day. Measures related to closing down the business, such as final paperwork, is not considered to be actual work.

The easiest way to apply for the termination of your insurance is by sending us a message in our online service. When you choose Termination of YEL insurance as the topic of your message, the service tells you what information we need for the termination. We will process your case and ask for additional information, as necessary. We will send you a decision when the insurance has been terminated.

Log in to the Varma Online Service and apply for termination

Read more about terminating YEL insurance

If you continue your self-employment in another company, do not terminate your YEL insurance. YEL insurance is personal and the same insurance covers all your work as self-employed. If you want the other company to pay your YEL contributions in the future, please let us know through the Messages section in the Varma Online Service.

Send a message through the Varma Online Service

Terminate TyEL insurance when final wages have been paid

When you have paid all final wages to your employees and reported the wages to the Incomes Register, you can terminate the TyEL insurance in the Varma Online Service. Make sure to give us bank account details for any refunds and bonuses.

Log in to the Varma Online Service