What to do when...
- I need a YEL certificate
- I wish to apply for a change in my YEL income
- I would like an electronic invoice
- I need an extended term of payment
- I need more information about the YEL income review
- I need help using the online service
- I want to start using Varma Online Service
- I would like to change my bank account number or address
- I need a power of attorney for my accounting firm
- I wish to estimate the size of my earnings-related pension and insurance contributions
- I am unhappy with a decision
- I have fallen ill
- I am taking parental leave
- My work ability has weakened
- I wish to use the flexibility option in YEL contributions
- I wish to terminate my YEL insurance
- I want to retire
- I am terminating my business
- I am reorganising my business
- I am hiring an employee
- I am a temporary employer
- My employee is retiring
- I need information about pension insurance for a position of trust
- I need information on insuring work abroad
- I want to change the Varma Online Service settings for email or text message notifications
- I suspect I have received a scam message
- I need a YEL insurance number
- I want to authorise other users to manage my YEL matters in Varma Online Service?
Get in touch with us
Take care of your YEL matters online
In our online service, you can, for instance
- send us messages and attachments through a secured connection
- see past and future YEL contributions
- request an extended term of payment for an invoice
- apply for a change in your YEL income.
Sign in to the service using your personal banking codes.
Phone and chat
Our insurance service can be reached by phone and through chat from Monday to Friday, 8:00–16:00. You can also submit a call-back request through the phone service.
At the same number, our experts advise you on your personnel's work ability, rehabilitation, and disability pension matters from Monday to Friday, 9:00–15:00.
You can send a message to Varma either through Varma Online Service or by secure email. See instructions on how to send a message.