Our customer service is, unfortunately, congested. We sincerely apologise for the inconvenience! We respond to all messages and calls in the order they reach us. You can submit a call-back request through the phone service.

You can take care of your insurance matters in Varma Online Service whenever it suits you best. In the online service you can, for example, browse your payments, apply for a change in YEL income, request for a payment plan, and print out an insurance certificate.

What to do when I wish to estimate the size of my earnings-related pension and insurance contributions?

Check your earnings-related pension record and test the calculator for the self-employed

If you want to estimate the amount of your earnings-related pension accumulating based on your YEL insurance, test our handy Calculator for the self-employed.

You can use the same calculator to estimate your YEL insurance contributions and the impact of your YEL income on your other social security benefits.

Check your earnings-related pension record to view the earnings-related pension accrued so far. You can do this at any time through the Varma Online Service.

You can also estimate the amount of your pension through the Varma Online Service. Go to the Pension estimates (pension calculator) section to easily obtain a pension estimate for different start dates. You can also change the earned income used as the basis for calculation.

Log in to Varma Online Service

If you are not yet our customer, you can view your pension record through the Työeläke.fi service maintained by the Finnish Centre for Pensions.

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