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You can easily take care of your insurance matters in the Varma Online Service whenever it suits you best. In the online service, you can, for instance apply for a change in your YEL income, view your YEL invoices, and request for more time to pay an invoice. Sign in to the service using your personal banking codes.

What to do when I wish to use the flexibility option in YEL contributions?

Apply for flexibility through the Varma Online Service

Applications for using the flexibility option must always be submitted in writing. The easiest way is to do this through our online service.

Send us a written notice, for example a message via our online service, indicating that you would like to use the flexibility option and we will process your case. Please, indicate in your notice which flexibility option you are requesting, and the amount either as a percentage or a euro amount. The application always concerns the contribution for the current year.

Apply for flexibility through the Varma Online Service

Read more on flexibility and the related requirements

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