Our customer service is, unfortunately, congested. We sincerely apologise for the inconvenience! We respond to all messages and calls in the order they reach us. You can submit a call-back request through the phone service.

You can take care of your insurance matters in Varma Online Service whenever it suits you best. In the online service you can, for example, browse your payments, apply for a change in YEL income, request for a payment plan, and print out an insurance certificate.

What to do when I wish to use the flexibility option in YEL contributions?

Apply for flexibility through the Varma Online Service

Applications for using the flexibility option must always be submitted in writing. The easiest way is to do this through our online service.

Send us a written notice indicating that you would like to use the flexibility option and we will process your case. The application always concerns the contribution for the current year.

Apply for flexibility through the Varma Online Service

Read more on flexibility and the related requirements

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