Varma Online Service for the entrepreneur

In Varma Online Service, you can take care of your pension insurance smoothly and digitally on your computer, tablet or phone at any time.

Log in to Varma Online Service to take care of your YEL insurance matters

Log in

Here's how you can start using Varma Online Service

As a self-employed customer, you can immediately log in to Varma Online Service using your personal online banking codes or a Mobile ID.

If you do not yet have a Varma Online Service username, you can get one by accepting the terms and conditions of the web service agreement.

You can get a Varma Online Service username by following the steps below:

  1. Log in to Varma Online Service with your bank codes or a Mobile ID.
  2. Accept the terms and conditions of the service.
  3. Enter your email address and phone number.
  4. Wait for a few minutes and log in again.

How to access Varma Online Service

Take care of your YEL insurance easily online

In Varma Online Service, you can digitally take care of all insurance and payment matters related to your self-employed pension insurance as well as securely send messages to our experts.

In the service, you can, for example:

  • view invoice details and apply for a payment extension
  • print a payment receipt
  • apply for a change in YEL income

Log in to Varma Online Service

As our self-employed customer, you can log in to Varma Online Service to take care of your YEL insurance matters using your personal bank codes.

You can also authorise other users, for example a representative of an accountancy firm, to manage your YEL insurance matters in Varma Online Service. See instructions for authorisation.

If you want to take care of your employees' TyEL matters and your own YEL matters with a single log-in, you can get the user ID for the service from us by filling in the web service agreement.

This is how you can access Varma Online Service

Help with using our services

Take care of your YEL matters online

In our online service, you can, for instance

  • apply for a change in your YEL income
  • view your past and future YEL contribution
  • request an extended term of payment for an invoice

Sign in to the service using your personal banking codes.

Log in to Varma Online Service