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You will receive a pension.

You will receive a pension.

We support work performed in Finland and invest companies’, entrepreneurs’ and employees’ savings so that you can concentrate on working, running your company and succeeding.

We secure pensions by fostering strong solvency and we ensure high-quality pension provision for our customers.

The new is born from peace of mind.

The year in brief

Return on investments

-2.0%

Value of investments, € billion

44.0

Strong solvency, € billion

9.6

Client bonuses, € million

153  

Goals and results

Our objective is to secure high-quality pension provision for our customers, guarantee the positive development of premium income, foster strong solvency and operate efficiently.

  • Varma processes pensions 9 days faster than the sector average.
  • Premiums written increased 5.1 %. Our new customer base increased especially through small companies.
  • Solvency remained strong in spite of the lower investment return. Varma is the most solvent earnings-related pension company in Finland.
  • Our efficiency is at a record level, and we are by far the most efficient pension insurance company in Finland.
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