President and CEO's review
“For Varma, 2019 was a year of very strong investment returns, successful client acquisition and excellent efficiency.”
Risto Murto, President & CEO
Return on investments
Value of investments, € billion
Solvency, € billion
Client bonuses, € million
Our objective is to secure high-quality pension provision for our customers, guarantee the positive development of premium income, foster strong solvency and operate efficiently.
We process pension applications swiftly. Applicants receive an old-age pension decision from on average in 9 days.
The carbon footprint of our real estate investments diminished by 27% between 2015 and 2019. Emissions for equities and corporate bonds have also clearly reduced.
A good employee experience is key to customer satisfaction and Varma’s success.
Varma is included on the list of Finland’s Most Inspiring Workplaces and ranked second in the large corporations category in the Responsible Summer Job campaign.