Terminate your YEL insurance when you stop working
If you have completely stopped working as self-employed, you can apply for the termination of your YEL insurance. The insurance end date will be your last actual working day. Measures related to closing down the business, such as final paperwork, is not considered to be actual work.
The easiest way to apply for the termination of your insurance is through our online service: YEL insurance > Insurance policy information > Terminate insurance. We will process your case and ask for additional information, as necessary. We will send you a decision when the insurance has been terminated.
If you continue your self-employment in another company, do not terminate your YEL insurance. YEL insurance is personal and the same insurance covers all your work as self-employed. If you want the other company to pay your YEL contributions in the future, please inform us about it in the Varma Online Service: YEL insurance > Insurance policy information > Invoice recipient > Edit.