Our customer service is, unfortunately, congested. We sincerely apologise for the inconvenience! We respond to all messages and calls in the order they reach us. You can submit a call-back request through the phone service.

You can take care of your insurance matters in Varma Online Service whenever it suits you best. In the online service you can, for example, browse your payments, apply for a change in YEL income, request for a payment plan, and print out an insurance certificate.

What to do when I am taking parental leave?

Apply for termination of your YEL insurance when you take a longer leave

Apply for termination of your YEL insurance if you go on a family leave for a longer period and you will not work during the leave. Please notify us of any breaks in your self-employment, as we do not receive information on your family leave from Kela or other parties.

The insurance may be terminated if the break in your work lasts approximately four months. YEL insurance can be terminated retroactively if necessary.

Terminate your insurance in Varma Online Service

Learn more about when you need YEL insurance

More on when to terminate your insurance and when not

When you resume working, take out new YEL insurance starting from the day when you begin working again.