Measures for disability risk management include
- advice and guidance for customer companies in matters related to work ability and
- financial support for customers.
We help customers understand the causes of disability risks and discuss the most efficient risk mitigation measures. We utilise Varma’s digital services in this work.
We can also provide our customers with financial support for disability risk management. We direct financial support at customers who have been proven to have disability risks, with the risks being such that planned measures can be used to reduce them. Financial support is not the primary measure. The primary measures are actions independently taken by the customer and measures taken in cooperation with occupational health care.
We finance the financial support with the administrative cost component for disability risk that is included in the pension contribution. In addition to Varma’s investment, we require the customer to make a financial investment of at least similar magnitude, with the work contribution of the customer’s employees not deemed to be such an investment.
The administrative component of the pension contribution is also used to finance Varma’s own development projects, the purpose of which is to increase the efficiency and effectiveness of disability risk management.
Decisions on the use of financial support and Varma’s professional services for disability risk management are made by the disability risk management function.