Transfer your YEL insurance

More than 44,000 of tomorrow’s rising stars have chosen Varma to look after their pension security. You can transfer your insurance to Varma quickly and easily:

  1. Fill in the application online
  2. Focus on your own work, we'll take care of the rest!

Want help transferring your insurance? We'll fill in the application with you in just a few minutes.

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How can I transfer my YEL insurance to Varma?

Switching pension insurance companies and transferring YEL insurance to Varma is simple! Just fill in the transfer application form and we will take care of the rest. You can fill in the form quickly and easily online.

Transfer your YEL insurance to Varma

You can also call our customer service and fill in the application over the phone 010 192 100.

What should I know about transferring my insurance?

Switching YEL insurance from one pension insurance company to another is possible if the policy has been active with the current pension company for at least one year (12 months). The insurance can be transferred four times a year. The transfer dates are: 1 January, 1 April, 1 July and 1 October.

A current YEL insurance policy must be terminated with the current pension company at least three months before the transfer date. The termination happens by applying for YEL insurance with Varma. You can apply to transfer your insurance to us at any time.

For example, if you have taken out YEL insurance with another pension company starting on 1 January 2023, you can become a YEL customer of Varma at the earliest on 1 January 2024. To transfer your insurance to Varma, fill in an application electronically or by phone by 30 September 2023 at the latest.

We will take care of the rest. We will handle the termination of your insurance with your current pension company, and we will inform you when your YEL insurance takes effect at Varma. Remember that transferring pension insurance is not bound to banking or non-life insurance partners.

Transfer your YEL insurance to Varma

Three good reasons to transfer your YEL insurance to Varma

1. Advanced digital services

You can conveniently manage your YEL insurance matters in Varma Online Service when it suits you best.

2. Excellent customer service

Our highly rated customer service is easy to reach by phone at the number 010 192 100, in chat and in Varma Online Service.

3. A highly efficient pension company

With Varma, your YEL contributions are safe, as we are a solvent and highly efficient earnings-related pension insurance company in Finland. You can entrust your pension contributions to us, as we invest them responsibly and securely.

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