A partner that's sure to be by your side
Varma provides pension insurance for Finnish work and is a pioneer in work ability management. We are also a responsible and solvent investor. For changes in working life, choose a partner that is there when you need it. As your earnings-related pension insurer, we're sure to be by your side.
How can we help?
Take care of your matters online
YEL matters
- apply for a change in YEL income
- check your YEL invoices
- apply for an extended term of payment
TyEL matters
- check your TyEL invoices and earnings
- apply for an extended term of payment
- identify your organisation's work ability risks
Pension matters
- check your pension record and estimate your future pensio
- apply for pension or rehabilitation
- take care of your matters as a pensioner
The Ministry of Social Affairs and Health has confirmed the earnings-related pension contributions for 2025
The TyEL contribution will be 24.85 per cent of the payroll on average in 2025 (24.81 per cent in 2024).
Employees’ share of the pension contribution will remain the same: for those under 53 and over 62, it will be 7.15 per cent of their salary, and for those between 53 and 62, whose share will be increased for the last time in 2025, it will be 8.65 per cent of their salary.