We support you in a world that’s going through incredible change

Varma provides pension insurance for Finnish work and is a pioneer in work ability management. We are also a responsible and solvent investor. As a self-employed person, you get from us professional service that is appropriate for your situation in all matters related to pension insurance. We support your entrepreneurial growth and we are there for you even in unexpected situations.

How does Varma review YEL incomes?

Amendments to the Self-Employed Persons’ Pensions Act (YEL) entered into force on 1 January 2023. Going forward, earnings-related pension companies are obligated to monitor the development of YEL income and to review YEL incomes every three years. Varma will start regular reviews in the spring. Read about whose YEL income will be reviewed this year and when the review will take place.

Help with using our services

Take care of your YEL matters online

In our online service, you can, for instance

  • apply for a change in your YEL income
  • view your past and future YEL contribution
  • request an extended term of payment for an invoice

Sign in to the service using your personal banking codes.

Log in to Varma Online Service