We support you in a world that’s going through incredible change
Varma provides pension insurance for Finnish work and is a pioneer in work ability management. We are also a responsible and solvent investor. As a self-employed person, you get from us professional service that is appropriate for your situation in all matters related to pension insurance. We support your entrepreneurial growth and we are there for you even in unexpected situations.
Varma’s 2023 result
Return on investments 6.0% – strong year-end performance driven by listed equities.
More information for the self-employed
Take out YEL insurance
Help with using our services
What to do when...
Take care of your YEL matters online
In our online service, you can, for instance
- apply for a change in your YEL income
- view your past and future YEL contribution
- request an extended term of payment for an invoice
Sign in to the service using your personal banking codes.