We support you in a world that’s going through incredible change

Varma provides pension insurance for Finnish work and is a pioneer in work ability management. We are also a responsible and solvent investor. As a self-employed person, you get from us professional service that is appropriate for your situation in all matters related to pension insurance. We support your entrepreneurial growth and we are there for you even in unexpected situations.

Varma’s result for January–September 2022

Accelerated inflation and interest rate hikes caused market fluctuations – despite negative investment returns, many asset classes yielded positive returns

Help with using our services

Take care of your YEL matters online

In our online service, you can, for instance

  • apply for a change in your YEL income
  • view your past and future YEL contribution
  • request an extended term of payment for an invoice

Sign in to the service using your personal banking codes.

Log in to Varma Online Service