Do you have any questions related to vocational rehabilitation or disability pension?
You can reach our experts over the phone at 010 192 100 from Monday to Friday, 9:00–13:00.
You can also send a message to our specialist on our online service.
If you have received a rehabilitation decision, our rehabilitation specialist’s contact details can be found in your decision.
The processing stage of the pension and rehabilitation application can be checked on our online service.
Your YEL insurance must be in force on the day you fall ill to qualify you to receive YEL daily allowance. You can terminate your insurance if your sick leave lasts roughly four months.
Report the termination of the insurance in the Varma Online Service. We will terminate the insurance on the day you fell ill or on the last working day preceding it.
It is usually not advisable to terminate YEL insurance before the Kela sickness allowance has been resolved because valid YEL insurance can entitle a self-employed person to a shorter waiting period.
If you are granted disability pension and your YEL insurance is in force, we will terminate your insurance on the contingency date, i.e. the day you became ill.
The YEL insurance premiums you have paid after that date will be refunded to you.
If you continue to work as a self-employed person alongside your disability pension or cash rehabilitation benefit, see our website for instructions on YEL insurance. Read more about YEL insurance alongside different types of pension.
If the vocational rehabilitation is intended for entrepreneurial activities, keep the YEL insurance in force for the duration of your rehabilitation. Also ensure that you have taken out the YEL insurance immediately at the start of your self-employment.
As an entrepreneur, you are your company's most important asset. This means that it is vital that you take care of yourself and your work ability. Take advantage of our Entrepreneur's Guide to Work Ability that gives you tips on topics such as:
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