A partner that's sure to be by your side
Varma provides pension insurance for Finnish work and is a pioneer in work ability management. We are also a responsible and solvent investor. At different stages of self-employment, you need a partner that has your back. As your earnings-related pension insurer, we're sure to be by your side.
2024 YEL income reviews are starting – read the clear guidelines for the income review
Varma has begun this year’s YEL income reviews. The reviews are scheduled between June and October. If you are one of the roughly 8,000 entrepreneurs to have their YEL income reviewed this year, you should have received information about it in the spring. If your YEL income must be adjusted due to the income review, you can take care of that easily in the Varma Online Service. In our news item you will find clear guidelines for the income review.
More information for the self-employed
YEL insurance
Newly self-employed
Light entrepreneur
Take out YEL insurance
Help with using our services
Take care of your YEL matters online
In our online service, you can, for instance
- apply for a change in your YEL income
- view your past and future YEL contribution
- request an extended term of payment for an invoice
Sign in to the service using your personal banking codes.