Real estate

Most of our commercial properties are located in the Helsinki capital region and in Tampere, but we also offer premises in Turku, Hyvinkää, Jyväskylä and even as far north as Tornio, in Lapland.

Varma has a wide range of commercial properties, ask for more information at toimitilat@varma.fi.

Varma owns some 4,000 flats, over 60 per cent of which are in the Helsinki area. We actively develop our housing stock by building new sites, purchasing finished properties and renovating older properties. Varma's flats are rented through Realia Asuntovuokraus.

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As a real estate investor using its own equity, Varma has made major real estate investments and supported the progress of several real estate projects and will actively continue to develop properties under its ownership and convert them, for example, for residential use. Through these actions, we play a key role in supporting Finnish industry and trade and employment.

Most of our international investments take place through diversified real estate funds, which are complemented, for example, by project-specific funds and co-investments. Our international investments focus on Europe's largest real estate markets – the UK, France and Germany – and on Sweden.

Amanda is a building with historic value on the corner of Eteläesplanadi and Fabianinkatu. The building's historical roots blend nicely with the modernised office premises, which live up to the needs of today's companies. Diverse local services, a central location and excellent public traffic connections make it a highly coveted location. The total floor space for rent is 5,400 m2.

For more information: Tarja Koskela, Real Estate Manager, tel. 010 244 7593, tarja.koskela@varma.fi.

In responsible real estate investment, improving the energy efficiency of buildings is one of our most important goals. Varma is committed to taking responsibility into account in its investment operations. This contributes both to Varma's objective of having first-rate investment know-how and its position as a long-term pension investor. Responsible practices are implemented in all areas of the real estate business: leasing, maintenance, real estate investments and construction.

Corporate responsibility extends to supply chain

We make procurements every year, for example, in property development, real estate maintenance and IT services. The majority of our purchases are made within Finland. We expect the suppliers who have a contractual relationship with us to comply with Varma's Supplier Code of Conduct. At the same time, first-tier suppliers must undertake to ensure responsibility in their own supply chain.

Varma's goal was to reduce the carbon dioxide emissions of its properties by 15% by the year 2020. That goal was reached already in 2017, when emissions were cut by 18% compared to the 2015 level. In addition to the change in the real estate stock, this outcome can be attributed to the energy efficiency measures that were implemented. Varma has, for instance, built solar power plants in its properties, and rental flats have partly transferred to green real estate electricity.

We have additionally committed to a 10% energy-savings target in our properties for the period 2017–2025. We will achieve our target through energy-efficiency measures such as need-based control of lighting, heating, cooling and ventilation, and equipment upgrades.

By the end of 2018, 38 of Varma's properties had received BREEAM certification, and our goal is to have all our major business premises certified by 2025.

Commercial properties

Real estate propertyd development and residential properties

Real estate and investments