Varma as a real estate investor

Our investment portfolio includes both direct property investments and investments in real estate funds. Our direct real estate investments focus on the largest cities in Finland. We own diverse assets including business premises, shopping centers, and hotels. A significant portion of our properties are situated in the Helsinki metropolitan area. Additionally, we participate in international real estate investments through carefully selected funds.

Varma’s selection of commercial premises includes both historical gems and several new sites. We offer a wide array of office and commercial premises of different sizes for various needs. We also own several hotel properties throughout Finland. You can look over Varma’s lettable commercial premises on the separate commercial premises website.

Check out the commercial premises (in Finnish)

Responsibility runs through everything we do, from investment decisions to construction and real estate maintenance. Our actions are guided by the strict responsibility targets we set.

We invest in commercial properties that support not only your business, but also your environmental targets. We focus on the energy efficiency of the buildings we own by carrying out energy renovations. We aim for CO2-free heating in the properties we own by 2030.

We want to develop and monitor the sustainability of our properties. Our properties already have 77 BREEAM environmental certificates with a rating of at least ‘Good’, which speaks to, among other things, a property’s energy efficiency and waste-sorting and recycling possibilities.

In addition, many of our properties are located near excellent transport connections, which enables low-emission commuting by public transport and by bicycle. The properties also offer bicycle maintenance points and electric car charging points, among other things. Take a step towards more sustainable business premises and living.

Taking sustainability into consideration in all our investment activities contributes to both Varma’s objective of first-rate investment and our position as a long-term pension investor. Responsible practices are implemented in all areas of the real estate business: leasing, maintenance, real estate investments and construction, no matter whether we are handling them ourselves or with a partner company

Important themes in responsible real estate investments include the improvement of buildings’ energy efficiency and bringing the circular economy into building and demolition operations.

We make numerous procurements every year, for example, in property development, real estate maintenance and IT services, most of which in Finland. We expect the suppliers who have a contractual relationship with us to comply with Varma’s Supplier Code of Conduct. At the same time, first-tier suppliers must undertake to ensure responsibility in their own supply chain.