The Ministry of Social Affairs and Health has confirmed the indeces for earning-related pension cover for 2026. Next year, the earnings-related pension index will increase paid pensions by approximately 0.9 per cent when compared to 2025. The wage coefficient will increase by approximately 2.3 per cent compared to 2025.
If you are already retired, use the calculator to estimate the amount of the 2026 earnings-related pension or rehabilitation allowance.
The longer you work, the bigger your pension will be. The amount of your pension is more affected by earnings that accrue pension, and by the increment for deferred retirement after the minimum pensionable age than by the indexes. You can log in to Varma Online Service to calculate your estimated pension based on the new indices.
Example:
- If you retire on 1 December 2025, earned income affecting your pension is adjusted by using the 2025 wage coefficient. The earnings-related pension index will increase the amount of your pension paid from 1 January 2026 (0,88 per cent).
- If you retire on 1 January 2026, the earned income affecting your pension is adjusted by using the 2026 wage coefficient (2,33 per cent). Your pension will not be increased with the earnings-related pension index for the first time until 1 January 2027, using the earnings-related pension index for 2027.
Log in to Varma Online Service and calculate a pension estimate