Employer

TyEL insurance provides pension cover for employees. Learn more about who you must insure under the Employees Pensions Act (TyEL).

All salaries are reported to the Income Register within five days of salary payment. Report salaries correctly and on time. This will secure your employees' pensions.

TyEL contributions are based on earnings data reported to the Incomes Register.

The TyEL contribution page provides information on:

• contribution percentages
• payment methods (immediate invoice and consolidated invoice)
• Varma's client bonuses

See the table for TyEL and YEL insurance contribution percentages and limits.

The table also contains information on other social insurance contributions and indexes.

You can conveniently take care of many matters related to TyEL insurance and payments yourself in our eServices.

• View your TyEL insurance invoices. You can see the earnings data that the invoices are based on, as well as the payment status of your insurance. You can also save a copy of an invoice for yourself or check your payment information.
• Browse earnings and contributions by employee.
• Order a payment certificate to your email or download it as a PDF file in Finnish, Swedish and English.
• Update invoicing addresses, add an e-invoicing address and change your invoicing method.

Your user rights influence the information you can access in the service. If you do not yet have user rights, become a user of our eServices.

As the retirement age approaches, the employee can begin to plan for retirement. If he or she falls ill, rehabilitation or disability pension may be an alternative.

Here's a guide to different types of pensions:

• Old-age pension
• Partial old-age pension
• Old-age pension for the unemployed
• Rehabilitation
• Disability pension
• Years-of-service pension
• Survivors' pensions

Nordea is our banking partner and together we help you at different stages of the business life cycle.

Nordea offers just the right services for your enterprise as well as support for business growth. You get Nordea’s corporate service package at a 70% discount for the first six months.

As Nordea’s corporate customer, you can get competent assistance around the clock from Nordea’s Business Centre, tel. +358 200 26262.

The online service is an easy way to open an account and become Nordea’s corporate customer. At the same time, you can take out Varma’s YEL insurance.