Payment and invoicing of TyEL contributions

You can receive and pay your TyEL invoices in many different ways. Choose the invoicing method that suits you. In Varma Online Service you can easily keep track of and estimate your TyEL contributions.

TyEL contribution payment methods

Our TyEL insurance contribution payment methods are the immediate invoice and the consolidated invoice. We recommend selecting the payment method according to the number of times salaries are paid within a one-month period.

You can check your current payment method in Varma Online Service. You can also change the payment method there.

Immediate invoice

The immediate invoice is a good option if salaries and wages are paid once a month.

We will send the invoice immediately when we receive the earnings data from the Incomes Register. The due date of the invoice is 21 days from the date that the invoice was sent.

Consolidated invoice

The consolidated invoice is often the easiest option if salary or wages are paid several times during one month.

We consolidate the payroll information for a specific month in one invoice and send the invoice once a month. For example, for salaries or wages paid during January, we send an invoice in early February. The due date of the invoice is 21 days from when the invoice was sent.

You can select the most suitable electronic invoicing method for your daily needs.

If you want your company’s TyEL invoice as an e-invoice, submit your company’s e-invoice address and operator in Varma Online Service: Insurance policies → Insurance policy information → Invoicing details → Edit.

Submit your e-invoice address in Varma Online Service

You can also get your TyEL invoices sent to your email.

Specify the email address that you want your invoices to be sent to in the Varma Online Service: Insurance policies → Insurance policy information → Invoicing details → Edit.

Submit your email address in Varma Online Service

You can also receive invoices directly in Varma Online Service.

You can change the invoicing method in Varma Online Service: Insurance policies → Insurance policy information → Invoicing details → Edit → Invoice to Varma Online Service.

Depending on which method you choose, you will receive either a text message or email informing you that an invoice has arrived in Varma Online Service.

As a household employer or private person you can order TyEL invoices as e-invoices to your online bank.

Order an e-invoice in your online bank. Find Varma from the list of e-invoice senders and select ‘TyEL insurance’. You need a TyEL insurance policy number and invoice number to order the invoice.

Your online bank will provide more detailed instructions for how to order an e-invoice.

Palkkaus.fi is Suomen Palkanlaskenta Oy’s payroll accounting service which we partner with. If you report your payroll in the Palkkaus.fi service, the TyEL invoice method depends on whether you are a contract employer or temporary employer.

If you have a TyEL insurance policy, we will send an invoice to you using the method of your choice.

You can change the invoicing method in Varma Online Service: Insurance policies → Insurance policy information → Invoicing details → Edit.

If you report salaries or wages using the pension policy number for temporary employers 55-3999990D, we will send your TyEL invoice by post to the address you have provided in the Palkkaus.fi service.

You can update your address in the Palkkaus.fi customer information.

Take a look at the Palkkaus.fi instructions

Do you need an extended term of payment?

We support you in navigating the twists and turns of your life and your business. If you need more time to pay a TyEL invoice, you can apply for an extended term of payment in Varma Online Service.

The term of payment is subject to late payment interest. In 2026, the late payment interest is 10.5%.

If you have any problems with your payments, Varma’s debt collection advisers can help find a suitable solution for your situation. If you have any payment challenges, please contact us as early as possible.

We charge a EUR 40 collection fee for sending a payment reminder.

Apply for an extended term of payment in Varma Online Service

Keep track of and estimate your TyEL contributions

In Varma Online Service you can keep track of paid TyEL contributions and estimate upcoming contributions for accounting, for example.

In the Estimates and reports section you can:

estimate future TyEL contributions
view client bonuses
collect information for, e.g., financial statements.

On the Data by year tab you can keep track of the current year’s TyEL payroll and contributions and make an estimate of the TyEL contributions and contribution percentage for the entire year. The service also shows your client bonuses.

The Data for financial statement tab supports accounting by allowing you to easily retrieve information on TyEL contributions and invoicing for monthly reconciliations or interim accounts, for example.

Help with using our services

Take care of your TyEL matters online

In our online service, you can, for instance

view your TyEL insurance invoices and invoice specifications
view earnings by employee
send us messages and attachments through a secure connection
calculate estimates of TyEL contributions

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