Learn about earnings-related pension benefits
You can easily see how much pension you have accrued in your pension record. For those born in 1955, the lowest age of retirement is 63 years and 3 months and for those born in 1956, 63 years and 6 months.
You can also use the calculator to estimate the new partial old-age pension.
See how different types of pension are formed.
You can fill in the application easily on our website. You can also opt for a digital pension decision:
You can easily submit for example your old-age pension application two weeks before the start of retirement but it is a good idea to start planning for your retirement long before this.
Our customer service is available as usual through phone and chat, and pension and rehabilitation applications are processed and pensions paid in the normal manner despite coronavirus. Our customer service point in Salmisaari, Helsinki is closed until further notice.
New features in eServices
Starting from March, the updated Processing of the application page in eServices offers you the opportunity to follow more closely how the processing of your pension or rehabilitation application proceeds, all the way from the arrival of the application to decision-making. You can also see more detailed information of different processing phases.
If you are just applying for pension or rehabilitation, you can now find all pension and rehabilitation applications on a single page. We have also moved the rehabilitant’s notification of studies and commuting invoice to the Applications and notifications page.
We wanted to ensure that the updated pages would meet the needs of our customers as well as possible, so a few members of our customer jury tested the pages before they were launched. All customer feedback is valuable to us now and in the future as we keep on developing our services. By giving feedback, you can influence the development.
If an illness is making it difficult for you to continue working, look into your possibilities for vocational rehabilitation, i.e.:
Find out about your options, the application process and compensation.
We collected all the information you need to know about
You can also find out how moving abroad affects your pension.
You may work while collecting old-age pension without any impact on your pension paid by Varma. Disability and part-time pension are subject to an earnings limit that the pensioner should be aware of.
Apply for the payment of a new pension accrued during retirement no later than at the age of 68.
Secure online services tailored for the self-employed, employers and private customers. Take care of your business conveniently!
The electronic application service ensures that no information is missing from your application. Varma will receive it immediately and you can follow-up on its processing.Log in
Check the workability key figures of your company.
See how to log in to eServices as an entrepreneur, an employer, or a private customer.