We support you in a world that’s going through incredible change
Varma provides pension insurance for Finnish work and is a pioneer in work ability management. We are also a responsible and solvent investor. As our customer, you can always rest assured that we invest your pension assets responsibly and profitably for future pensions. From us, you get professional service that is appropriate for your situation in all matters related to pensions and coping at work. We are there for you in changes, big and small, during and after working life.
Pension recipients living abroad must return their residence reports
The residence report must be returned with your signature even if your circumstance have not changed from the previous year.
More information for private customers
Accrual of pension
Earnings-related pension accrues on gainful employment. You can see the amount of your pension in your pension record. Earnings-related pension accrues year aft
Apply for pension
There are many types of earnings-related pension. Find out which one is right for you. Fill in the application to start up the processing of your matter right a
During retirement
We have compiled useful information for pensioners on our website. Below you can see a list of the pension payment dates, as well as information on the Employee
Rehabilitation
Is an illness affecting your ability to work? Have you been away from your job for a long time or repeatedly due to an illness? Or perhaps you are already colle
Rental apartments
Varma is a Finnish lessor, real estate investor and developer. At the moment, we own approximately 4,200 rental homes throughout Finland and are constantly cons
Help with using our services
Take care of your pension matters online
In our online services for a private customer you can, e.g.
- calculate an estimate of the amount of your pension in advance
- apply for pension or rehabilitation
- see how the processing of your application is progressing
- view decisions and documents in the electronic archive
- use services for pensioners once you have received a decision
- send and receive messages and attachments.
Log in using your personal banking codes or Mobile ID.