You can easily see how much pension you have accrued in your pension record. For those born in 1955, the lowest age of retirement is 63 years and 3 months and for those born in 1956, 63 years and 6 months.
You can also use the calculator to estimate the new partial old-age pension.
See how different types of pension are formed.
You can fill in the application easily on our website. You can also opt for a digital pension decision:
You can easily submit for example your old-age pension application two weeks before the start of retirement but it is a good idea to start planning for your retirement long before this.
The earnings-related pensions will increase by 1.2 per cent at the start of the year. The pension accruals for clients of working age will increase by around 2 per cent.
The confirmed life expectancy coefficient will lower old-age pensions starting in 2020 or later for clients born in 1958 by 4.596 per cent.
When receiving disability pension or years-of-service pension or undergoing rehabilitation, you can earn up to your income limit. The general income limit for 2020 was EUR 834.52 per month. You can check your personal income limit through our online service.
The mailing of annual letters to pension recipients has begun. Learn more about letters.
Pensions for January are paid on Thursday 2 January. Check when pensions will be paid in 2020.
Reaching retirement age in January? Apply for the pension about two weeks prior to your retirement through our online service. Learn more about applying for pension.
If an illness is making it difficult for you to continue working, look into your possibilities for vocational rehabilitation, i.e.:
Find out about your options, the application process and compensation.
We collected all the information you need to know about
You can also find out how moving abroad affects your pension.
You may work while collecting old-age pension without any impact on your pension paid by Varma. Disability and part-time pension are subject to an earnings limit that the pensioner should be aware of.
Apply for the payment of a new pension accrued during retirement no later than at the age of 68.
Secure online services tailored for the self-employed, employers and private customers. Take care of your business conveniently!
The electronic application service ensures that no information is missing from your application. Varma will receive it immediately and you can follow-up on its processing.Log in
Check the workability key figures of your company.
See how to log in to eServices as an entrepreneur, an employer, or a private customer.