Learn about earnings-related pension benefits
You can easily see how much pension you have accrued in your pension record. For those born in 1957, the lowest age of retirement is 63 years and 9 months and for those born in 1958, 64 years.
You can also use the calculator to estimate the new partial old-age pension.
See how different types of pension are formed.
You can fill in the application easily on our website. You can also opt for a digital pension decision:
You can easily submit for example your old-age pension application two weeks before the start of retirement but it is a good idea to start planning for your retirement long before this.
Pension is accrued from earnings. On the pension record you can see an estimate of your future pension.
In the future, the duration of surviving spouse’s pension would be limited to 10 years or until the youngest child entitled to orphan’s pension turns 18.
Common-law spouses who lived in the same household with the now deceased family provider would also be entitled to surviving spouse’s pension if they had with the deceased person children who are underage.
The orphan’s pension would continue for two years longer than currently, that is, until the child turns 20.
The reform is planned to take effect at the beginning of 2022. Read more of the plans.
If an illness is making it difficult for you to continue working, look into your possibilities for vocational rehabilitation, i.e.:
Find out about your options, the application process and compensation.
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You can also find out how moving abroad affects your pension.
You may work while collecting old-age pension without any impact on your pension paid by Varma. Disability and part-time pension are subject to an earnings limit that the pensioner should be aware of.
Apply for the payment of a new pension accrued during retirement no later than at the age of 68.
