You can easily see how much pension you have accrued in your pension record. For those born in 1955, the lowest age of retirement is 63 years and 3 months and for those born in 1956, 63 years and 6 months.
You can also use the calculator to estimate the new partial old-age pension.
See how different types of pension are formed.
You can fill in the application easily on our website. You can also opt for a digital pension decision:
You can easily submit for example your old-age pension application two weeks before the start of retirement but it is a good idea to start planning for your retirement long before this.
Are you a summer worker, periodic worker or a fixed-term employee?
If you routinely work for short periods of time, it is a good idea to regularly check the Incomes Register to make sure your payroll data is correct and that your employer has paid your pension contributions, i.e. your future pension.
If an illness is making it difficult for you to continue working, look into your possibilities for vocational rehabilitation, i.e.:
Find out about your options, the application process and compensation.
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You can also find out how moving abroad affects your pension.
You may work while collecting old-age pension without any impact on your pension paid by Varma. Disability and part-time pension are subject to an earnings limit that the pensioner should be aware of.
Apply for the payment of a new pension accrued during retirement no later than at the age of 68.
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The electronic application service ensures that no information is missing from your application. Varma will receive it immediately and you can follow-up on its processing.Log in
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