Apply for pension
There are many types of earnings-related pension. Find out which one is right for you. Fill in the application to start up the processing of your matter right away. The processing time for each type of pension varies, but we will take care of your matter without delay to ensure that your income is secured. If you choose the electronic service, you will receive decisions issued by Varma reliably and securely in the electronic archive.
More information about qualifying conditions for different pensions
Old-age pension
Within earnings-related pensions, old-age pension is possible once you have reached your personal minimum retirement age. In order to receive the pension, your
Partial old-age pension
Partial old-age pension offers flexibility in life, and you can start receiving it at the age of 61. The minimum age limit for those born in 1964 is 62. This pe
Disability pension
Disability pension, whether permanent or for a fixed term, i.e. the cash rehabilitation benefit, secures your income during a long period of sickness when you a
Years-of-service pension
The years-of-service pension allows you to retire a bit before you reach the minimum retirement age for your age cohort, on the condition that your career spans
Survivors' pension, i.e. child's (orphan's) and surviving spouse's pension
Survivors' pension is granted on the basis of an application after the death of a spouse or guardian. Survivors' pension secures the livelihood of the widowed p
Applying for pension for work carried out abroad
Are you claiming for pension from abroad when living in Finland or have you worked and accrued pension in Finland and are now living in another country? Find ou
Appealing Varma's decisions
Along with your decision you get appeal instructions.
Help with using our services
Take care of your pension matters online
In our online service, you can, for instance
- see your pension record
- calculate an estimate of the amount of your pension in advance
- apply for pension or rehabilitation
- see how the processing of your application is progressing
- see decisions and documents in the electronic archive
- send and receive messages and attachments.