What does your pension consist of?

Your earnings-related pension is affected by

  • annual earned income or, if your are self-employed, your YEL income 
  • certain unpaid periods and
  • the life expectancy coefficient

If your earnings are at least €58.27/month in 2018 (€58.19/month in 2017), your employer has to insure you. Self-employed activities need to be insured if they continue for at least 4 months and the earned income is at least EUR 7,656.26/year in 2018.

Check your earnings-related pension record annually to make sure your earnings information is up to date. On our eServices, you can check your information when it suits you. Information from the previous year may be added until 31 Mar, so it's a good idea to check the record in April. Check your pension record.