What does your pension consist of?

Your pension is affected by

  • annual earned income or, if your are self-employed, your YEL income 
  • certain unpaid periods and
  • the life expectancy coefficient

If your earnings are at least €58.19/month in 2017 (€57.51/month in 2016), your employer has to insure you. Self-employed activities need to be insured if they continue for at least 4 months and the earned income is at least EUR 7,645.25/year in 2017. Check your earnings-related pension record annually to make sure your earnings information is up to date.  

On our eServices, you can check your information when it suits you. In summer of 2017 we will mail the pension record to those born in 1958 or before. Younger persons who were born in the months of May–August will receive the pension record.  Mailing schedule