What does your pension consist of?
Your earnings-related pension is affected by
- annual earned income or, if your are self-employed, your YEL income
- certain unpaid periods and
- the life expectancy coefficient
If your earnings are at least €60.57/month in 2020 (€59.36/month in 2019), your employer has to insure you. Self-employed activities need to be insured if they continue for at least 4 months and the earned income is at least EUR 7,958.99/year in 2020 (EUR 7,799.37/year in 2019).
A small earnings-related pension is supplemented by Finnish national pension, read more from Kelas web page.
On our eServices, you can check your information when it suits you. It´s a good time to check the pensionrecord in April when you receive your pre-completed tax return. Check your pension record.
If you are already receiving pension, you will no longer receive a pension record. Check your pension details on our Pensioners’ services page.