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Pensioner

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Current issues

New eServices for our pensioners living abroad

As of 16 April 2016 can pensioners who live outside of Finland also access their own pension information, change their bank account and contact details and print out certificates by logging in with their Finnish banking codes or a mobile certificate. Log in to view and change your personal details.

Read more about the new eServices (pdf)

Remember to return your residence report

If you live permanently abroad and you have not returned your residence report yet, please return it to us by 18 March 2016. If we do not receive your residence report by the due date we will suspend the payment of pension as of 1 April. We will resume the payment of pension as soon as we receive your residence report. Read more on residence report

2016 tax percentage for pension recipients to be applied as of 1 February

The pension taxation percentages calculated according to the 2016 tax bases took effect on 1 February 2016. As a result of this, the amount of pension paid into your account may have changed from the beginning of February. 

Our pension recipients living in Finland can check the amount of pension that will be paid to them next month using their personal online banking codes or mobile certificate on Varma’s eServices. The information can, for now, only be viewed in Finnish or Swedish.

Current issues

Keeping your personal details up to date

Changing your pension bank account

You can change the bank account into which your pension is paid on our eServices, if you have Finnish banking codes or a mobile certificate required for logging in. If you do not have Finnish banking codes, please print out the form below and mail it, completed and signed, to the following address:

Varma Mutual Pension Insurance Company
Pension Payments
P.O. BOX 3
FI-00098 VARMA, Finland

You can also inform us of your new bank account number in a free-form letter sent to us either by post or by fax. We cannot change your bank account number over the phone or via e-mail, because the notification of a changed bank account must contain the pensioner’s signature.

Print out the notification of a changed bank account form (pdf)

Change of address

If you move, we usually receive information about your new address in Finland directly from the Finnish Population Register Authority. If you live outside of Finland, however, we do not automatically receive information about changed addresses. For that reason, it is important that you notify our pension payments department if you live outside of Finland and your address changes. If you have Finnish banking codes or a mobile certificate, you can change your address yourself by logging in to our eServices. You can also notify Varma of a changed address by email, post or fax, or by using the secure electronic form below.

Notification of a changed address outside of Finland 

View and change your personal details

  • Next pension to be paid
  • Pensions paid (12 previous months)
  • Changing your account number
  • Changing your contact details
  • Printing out pension certificates
Your personal details

Pension payment dates

  • Earnings-related pensions are paid in advance on the first banking day of each month.
  • If the first day of the month is a Saturday, Sunday or holiday, you can withdraw your pension on the next business day.

In accordance with Finnish pension legislation, earnings-related pensions can only be paid once during each calendar month. The payment day cannot be moved to the preceding month, because the right to receive a pension exists on a monthly basis.

Pension taxation

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Pension certificates

When dealing with the tax office, the social insurance institution (Kela) or social service offices, you may be required to provide proof of your pension. Through our eServices, you can print out a certificate stating the amount of your monthly pension, as well as the pension payments that have been made in the current or previous year.

If you do not have Finnish banking codes or a mobile certificate required for logging in, you can use the electronic form below to request the certificate you require. If you require a certificate in English, please indicate this in the field ‘Additional information’. We will send you the certificate by post to your home address.

Request for a certificate 

If you require a pension certificate in a language other than English or Finnish, please contact:
Varma
Pension Payments
P.O. BOX 3
FI-00098 VARMA, Finland or
send an email to: pensionpayments@varma.fi.

Print out
a certificate

If you log in to our eServices, you can print out a certificate

  • of the amount of the monthly pension
  • of the pensions paid during the current year
  • of the pensions paid during the previous year
Print out a certificate

Frequently asked questions

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Employee pension card

Employee pension cardWe will send the employee pension card, which entitles the holder to pensioner discounts, by post to your home address roughly two weeks after the pension decision has been granted. You can obtain the pension card from Varma if we have granted you:

  • old-age pension
  • early old-age pension
  • permanent, full disability pension or
  • unemployment pension.

If you are receiving part-time pension, partial disability pension, the cash rehabilitation benefit or survivors’ pension you are not entitled to the employee pension card.

The nowadays trilingual employee pension card serves as proof of retirement also outside of Finland. If you do not have one yet, you can request one from us. You can also order a new card if your old card has been lost or damaged.

Request for an employee pension card 

Pensioners living abroad

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