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Pensioner

Keeping your personal details up to date

Changing your pension bank account

If you wish to change the bank account into which your pension is paid, please print out the form below and mail it, completed and signed, to the address:

Varma Mutual Pension Insurance Company
Pension Payments
P.O. BOX 3
FI-00098 VARMA, Finland

You can also inform us of your new bank account number in a free-form letter sent to us either by post or by fax. We cannot change your bank account number over the phone or via e-mail, because the notification of a changed bank account must contain the pensioner’s signature.

Print out the notification of a changed bank account form (pdf)

Change of address

If you move, we usually receive information about your new address in Finland directly from the Finnish Population Register Authority. If you live outside of Finland, however, we do not automatically receive information about changed addresses. For that reason, it is important that you notify our pension payments department if you live outside of Finland and your address changes. You can do so by email, post or fax, or by using the secure electronic form below.

Notification of a changed address outside of Finland 

Pension payment dates

  • Earnings-related pensions are paid in advance on the first banking day of each month.
  • If the first day of the month is a Saturday, Sunday or holiday, you can withdraw your pension on the next business day.

In accordance with Finnish pension legislation, earnings-related pensions can only be paid once during each calendar month. The payment day cannot be moved to the preceding month, because the right to receive a pension exists on a monthly basis.

Pension certificates

When dealing with the tax office, the social insurance institution (Kela) or social service offices, you may be required to provide proof of your pension. Through our online service, you can request a certificate stating the amount of your monthly pension, as well as the pension payments that have been made in the current or previous year. We will send you the certificate by post to your home address.

You can use the electronic form below to request the certificate you require. If you require a certificate in English, please indicate this in the field ‘Additional information’.

Request for a certificate 

If you require a pension certificate in a language other than English or Finnish, please contact:
Varma
Pension Payments
P.O. BOX 3
FI-00098 VARMA, Finland or
send an email to: pensionpayments@varma.fi.

Employee pension card

Employee pension cardWe will send the employee pension card, which entitles the holder to pensioner discounts, by post to your home address roughly two weeks after the pension decision has been granted. You can obtain the pension card from Varma if we have granted you:

  • old-age pension
  • early old-age pension
  • permanent, full disability pension or
  • unemployment pension.

If you are receiving part-time pension, partial disability pension, the cash rehabilitation benefit or survivors’ pension you are not entitled to the employee pension card.

The nowadays trilingual employee pension card serves as proof of retirement also outside of Finland. If you do not have one yet, you can request one from us. You can also order a new card if your old card has been lost or damaged.

Request for an employee pension card