Skip to content

Pensioner

Monitor and update your pension information online

Current issues

Earnings-related pensions will rise by approximately 1.2 per cent at the beginning of 2020

The Ministry of Social Affairs and Health has confirmed the indexes for earnings-related pension provision for the year 2020.

The earnings-related pension index in 2020 will be 2617. Compared to 2019, the earnings-related pension index will rise by approximately 1.2 per cent. The earnings-related pension index is used to adjust earnings-related pensions in payment. When calculating the earnings-related pension index, the changes in price level weigh 80 per cent and the changes in wage-earners’ income level 20 per cent.

Varma’s electronic employee pension card to be renewed at the end of August

Our electronic employee pension card is now easier to use than before. With the implementation of new technology, the electronic card can now be used without an internet connection. The card is saved to the home screen of a mobile phone or tablet and opens from the icon without signing in. Saving the card works best with Android and iPhone phones and tablets. The electronic card functions as proof of being retired in just the same way as a traditional card sent by post. Therefore, in order to get pensioner discounts, you no longer need to carry with you a separate plastic card once the card is saved on your phone or tablet.

We recommend visiting our eServices to save the new version of the electronic employee pension card as soon as possible, especially if you are already using an electronic card saved before the end of August. The old employee pension card icon will be taken out of use at the beginning of November 2019. After that, the employee pension card can no longer be opened with the old icon. Saving the card is as handy as before. Clear instructions for saving the card can be found on the employee pension card page of our eService. The page is visible to those recipients of a pension who have the right to an employee pension card.

 

Current issues

Check the pension payment dates

Pension payment dates

  • Earnings-related pensions are paid in advance on the first banking day of each month.
  • If the first day of the month is a Saturday, Sunday or holiday, you can withdraw your pension on the next business day.

In accordance with Finnish pension legislation, earnings-related pensions can only be paid once during each calendar month. The payment day cannot be moved to the preceding month, because the right to receive a pension exists on a monthly basis.

Keeping your personal details up to date

Changing your pension bank account

You can change the bank account into which your pension is paid on our eServices, if you have Finnish banking codes or a mobile certificate required for logging in. If you do not have Finnish banking codes, please print out the form below and mail it, completed and signed, to the following address:

Varma Mutual Pension Insurance Company
Pension Payments
P.O. BOX 3
FI-00098 VARMA, Finland

You can also inform us of your new bank account number in a free-form letter sent to us either by post or by fax. We cannot change your bank account number over the phone or via e-mail, because the notification of a changed bank account must contain the pensioner’s signature.

Print out the notification of a changed bank account form (pdf)

Change of address

If you move, we usually receive information about your new address in Finland directly from the Finnish Population Register Authority. If you live outside of Finland, however, we do not automatically receive information about changed addresses. For that reason, it is important that you notify our pension payments department if you live outside of Finland and your address changes. If you have Finnish banking codes or a mobile certificate, you can change your address yourself by logging in to our eServices. You can also notify Varma of a changed address by email, post or fax, or by using the secure electronic form below.

Notification of a changed address outside of Finland 

View and change your personal details

  • Next pension to be paid
  • Pensions paid (12 previous months)
  • Changing your account number
  • Changing your contact details
  • Printing out pension certificates
Your personal details

Pension certificates

When dealing with the tax office, the social insurance institution (Kela) or social service offices, you may be required to provide proof of your pension. Through our eServices, you can print out a certificate stating the amount of your monthly pension, as well as the pension payments that have been made in the current or previous year.

If you do not have Finnish banking codes or a mobile certificate required for logging in, you can use the electronic form below to request the certificate you require. If you require a certificate in English, please indicate this in the field ‘Additional information’. We will send you the certificate by post to your home address.

Request for a certificate 

If you require a pension certificate in a language other than English or Finnish, please contact:
Varma
Pension Payments
P.O. BOX 3
FI-00098 VARMA, Finland or
send an email to: pensionpayments@varma.fi.

Print out
a certificate

If you log in to our eServices, you can print out a certificate

  • of the amount of the monthly pension
  • of the pensions paid during the current year
  • of the pensions paid during the previous year
Print out a certificate
(function (w, d, s, l, i) { w[l] = w[l] || []; w[l].push({ 'gtm.start': new Date().getTime(), event: 'gtm.js' }); var f = d.getElementsByTagName(s)[0], j = d.createElement(s), dl = l != 'dataLayer' ? '&l=' + l : ''; j.async = true; j.src = '//www.googletagmanager.com/gtm.js?id=' + i + dl; f.parentNode.insertBefore(j, f); })(window, document, 'script', 'dataLayer', 'GTM-MJL5CR'); (function(w, t, f) { var s='script',o='_giosg',h='https://service.giosg.com',e,n;e=t.createElement(s);e.async=1;e.src=h+'/live/'; w[o]=w[o]||function() {(w[o]._e=w[o]._e||[]).push(arguments)} ;w[o]._c=f;w[o]._h=h;n=t.getElementsByTagName(s)[0];n.parentNode.insertBefore(e,n); })(window,document,3860); (function(h,o,t,j,a,r){ h.hj=h.hj||function(){(h.hj.q=h.hj.q||[]).push(arguments)}; h._hjSettings={hjid:928553,hjsv:6}; a=o.getElementsByTagName('head')[0]; r=o.createElement('script');r.async=1; r.src=t+h._hjSettings.hjid+j+h._hjSettings.hjsv; a.appendChild(r); })(window,document,'https://static.hotjar.com/c/hotjar-','.js?sv='); var _paq = _paq || []; /* tracker methods like "setCustomDimension" should be called before "trackPageView" */ _paq.push(["setCookieDomain", "*.varma.fi"]); _paq.push(["setDomains", ["*.varma.fi"]]); _paq.push(['trackPageView']); _paq.push(['enableLinkTracking']); (function() { var u="//piwik.varma.fi/piwik/"; _paq.push(['setTrackerUrl', u+'piwik.php']); _paq.push(['setSiteId', '1']); var d=document, g=d.createElement('script'), s=d.getElementsByTagName('script')[0]; g.type='text/javascript'; g.async=true; g.defer=true; g.src=u+'piwik.js'; s.parentNode.insertBefore(g,s); })();