TyEL insurance provides cover for your employees

With statutory TyEL insurance you ensure pension cover for your employees. As an employer, it is your responsibility to take out the insurance and to report your employees' earnings.

The insurance must be taken out within one month of the first salary payment. Employment pension is calculated on the basis of the employee's earned income, and it is financed with the employer's and the employee's TyEL contributions. As an employer, you are responsible for paying the full TyEL contribution amount to the pension company. The employee's contribution is withheld from his/her pay.

The nationality of the employee has no bearing: work performed in Finland is usually insured in Finland regardless of the employer's or employee's nationality.

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